Call reports 2023
PINNACLE BANK — 2023
What PINNACLE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 766,999,000 | 800,042,000 | 843,532,000 | 817,420,000 |
| Total loans | 521,919,000 | 533,811,000 | 532,852,000 | 559,115,000 |
| Allowance for loan losses | 5,732,000 | 5,790,000 | 5,799,000 | 5,952,000 |
| Securities available for sale | 52,002,000 | 51,138,000 | 51,555,000 | 56,058,000 |
| Securities held to maturity | 93,389,000 | 90,939,000 | 88,376,000 | 86,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,295,000 | 705,612,000 | 746,598,000 | 714,718,000 |
| Interest-bearing deposits | 401,071,000 | 442,288,000 | 473,946,000 | 451,961,000 |
| Noninterest-bearing deposits | 275,224,000 | 263,324,000 | 272,652,000 | 262,757,000 |
| Equity capital | 77,075,000 | 79,820,000 | 82,804,000 | 87,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,603,000 | 21,839,000 | 34,204,000 | 46,680,000 |
| Interest expense | 1,604,000 | 3,767,000 | 6,526,000 | 9,543,000 |
| Net interest income | 8,999,000 | 18,072,000 | 27,678,000 | 37,137,000 |
| Noninterest income | 1,160,000 | 2,222,000 | 2,862,000 | 4,138,000 |
| Noninterest expense | 6,277,000 | 12,303,000 | 18,400,000 | 24,399,000 |
| Provision for loan losses | 136,000 | 186,000 | 186,000 | 330,000 |
| Pretax income | 3,746,000 | 7,805,000 | 11,954,000 | 16,546,000 |
| Income tax | 1,023,000 | 2,212,000 | 3,435,000 | 4,775,000 |
| Net income | 2,723,000 | 5,593,000 | 8,519,000 | 11,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,961,000 | 83,053,000 | 86,192,000 | 90,574,000 |
| Total capital | 85,752,000 | 88,903,000 | 92,051,000 | 96,585,000 |
| Risk-weighted assets | 616,607,000 | 632,849,000 | 642,139,000 | 659,929,000 |