Call reports 2022
PINNACLE BANK — 2022
What PINNACLE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 779,340,000 | 788,825,000 | 782,427,000 | 757,249,000 |
| Total loans | 435,679,000 | 462,348,000 | 479,614,000 | 503,910,000 |
| Allowance for loan losses | 6,209,000 | 6,215,000 | 6,227,000 | 5,085,000 |
| Securities available for sale | 42,801,000 | 53,784,000 | 51,326,000 | 52,138,000 |
| Securities held to maturity | 62,487,000 | 78,320,000 | 97,920,000 | 95,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,997,000 | 708,783,000 | 699,934,000 | 669,387,000 |
| Interest-bearing deposits | 353,669,000 | 367,859,000 | 358,276,000 | 339,278,000 |
| Noninterest-bearing deposits | 347,328,000 | 340,924,000 | 341,658,000 | 330,109,000 |
| Equity capital | 66,969,000 | 68,099,000 | 69,698,000 | 73,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,095,000 | 13,336,000 | 22,095,000 | 31,916,000 |
| Interest expense | 219,000 | 446,000 | 1,005,000 | 2,017,000 |
| Net interest income | 5,876,000 | 12,890,000 | 21,090,000 | 29,899,000 |
| Noninterest income | 1,048,000 | 1,579,000 | 2,386,000 | 2,901,000 |
| Noninterest expense | 5,202,000 | 10,474,000 | 15,945,000 | 22,015,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,150,000 |
| Pretax income | 1,722,000 | 3,995,000 | 7,531,000 | 11,935,000 |
| Income tax | 476,000 | 1,143,000 | 2,183,000 | 3,482,000 |
| Net income | 1,246,000 | 2,852,000 | 5,348,000 | 8,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,975,000 | 69,898,000 | 72,889,000 | 76,711,000 |
| Total capital | 74,239,000 | 76,169,000 | 79,174,000 | 81,855,000 |
| Risk-weighted assets | 531,754,000 | 577,918,000 | 596,314,000 | 612,356,000 |