Call reports 2021
PINNACLE BANK — 2021
What PINNACLE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 683,101,000 | 695,845,000 | 722,686,000 | 738,471,000 |
| Total loans | 505,116,000 | 460,703,000 | 438,080,000 | 427,644,000 |
| Allowance for loan losses | 6,118,000 | 6,164,000 | 6,178,000 | 6,194,000 |
| Securities available for sale | 13,616,000 | 14,899,000 | 19,278,000 | 20,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 12,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,369,000 | 622,896,000 | 647,060,000 | 659,675,000 |
| Interest-bearing deposits | 314,464,000 | 313,414,000 | 345,756,000 | 327,230,000 |
| Noninterest-bearing deposits | 294,905,000 | 309,482,000 | 301,305,000 | 332,445,000 |
| Equity capital | 59,438,000 | 61,975,000 | 64,283,000 | 66,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,870,000 | 12,118,000 | 18,315,000 | 24,125,000 |
| Interest expense | 322,000 | 570,000 | 811,000 | 1,046,000 |
| Net interest income | 5,548,000 | 11,548,000 | 17,504,000 | 23,079,000 |
| Noninterest income | 728,000 | 3,196,000 | 5,160,000 | 7,085,000 |
| Noninterest expense | 4,597,000 | 9,652,000 | 14,481,000 | 19,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,679,000 | 5,092,000 | 8,183,000 | 10,924,000 |
| Income tax | 510,000 | 1,525,000 | 2,444,000 | 3,174,000 |
| Net income | 1,169,000 | 3,567,000 | 5,739,000 | 7,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,374,000 | 61,974,000 | 64,304,000 | 66,495,000 |
| Total capital | 64,848,000 | 67,639,000 | 70,262,000 | 72,697,000 |
| Risk-weighted assets | 437,237,000 | 452,656,000 | 476,337,000 | 496,147,000 |