Call reports 2020
PINNACLE BANK — 2020
What PINNACLE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 433,462,000 | 624,936,000 | 625,764,000 | 617,747,000 |
| Total loans | 341,390,000 | 475,761,000 | 494,085,000 | 479,284,000 |
| Allowance for loan losses | 4,988,000 | 5,419,000 | 5,885,000 | 6,101,000 |
| Securities available for sale | 1,094,000 | 1,007,000 | 909,000 | 8,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,457,000 | 550,214,000 | 548,818,000 | 544,173,000 |
| Interest-bearing deposits | 211,859,000 | 288,265,000 | 303,960,000 | 299,424,000 |
| Noninterest-bearing deposits | 158,598,000 | 261,949,000 | 244,858,000 | 244,749,000 |
| Equity capital | 54,046,000 | 55,229,000 | 56,681,000 | 58,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,454,000 | 10,705,000 | 16,281,000 | 22,181,000 |
| Interest expense | 486,000 | 1,010,000 | 1,496,000 | 1,892,000 |
| Net interest income | 4,968,000 | 9,695,000 | 14,785,000 | 20,289,000 |
| Noninterest income | 475,000 | 1,298,000 | 2,668,000 | 3,727,000 |
| Noninterest expense | 4,272,000 | 7,852,000 | 11,925,000 | 16,201,000 |
| Provision for loan losses | 1,000,000 | 1,420,000 | 1,870,000 | 2,070,000 |
| Pretax income | 171,000 | 1,721,000 | 3,658,000 | 5,745,000 |
| Income tax | 66,000 | 539,000 | 1,128,000 | 1,803,000 |
| Net income | 105,000 | 1,182,000 | 2,530,000 | 3,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,009,000 | 55,195,000 | 56,649,000 | 58,190,000 |
| Total capital | 58,905,000 | 60,292,000 | 61,902,000 | 63,512,000 |
| Risk-weighted assets | 391,526,000 | 407,422,000 | 419,525,000 | 424,927,000 |