Call reports 2019
PINNACLE BANK — 2019
What PINNACLE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 384,272,000 | 401,203,000 | 399,513,000 | 419,943,000 |
| Total loans | 311,623,000 | 322,633,000 | 323,270,000 | 330,262,000 |
| Allowance for loan losses | 3,836,000 | 3,945,000 | 3,900,000 | 3,935,000 |
| Securities available for sale | 2,389,000 | 2,304,000 | 1,228,000 | 1,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,550,000 | 345,346,000 | 341,506,000 | 356,520,000 |
| Interest-bearing deposits | 196,951,000 | 210,127,000 | 186,251,000 | 196,360,000 |
| Noninterest-bearing deposits | 132,599,000 | 135,218,000 | 155,255,000 | 160,160,000 |
| Equity capital | 49,336,000 | 50,800,000 | 52,227,000 | 53,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,905,000 | 10,157,000 | 15,747,000 | 21,453,000 |
| Interest expense | 285,000 | 734,000 | 1,225,000 | 1,705,000 |
| Net interest income | 4,620,000 | 9,423,000 | 14,522,000 | 19,748,000 |
| Noninterest income | 947,000 | 1,774,000 | 2,553,000 | 3,164,000 |
| Noninterest expense | 3,485,000 | 7,061,000 | 10,760,000 | 14,503,000 |
| Provision for loan losses | 0 | 100,000 | 280,000 | 280,000 |
| Pretax income | 2,082,000 | 4,036,000 | 6,035,000 | 8,129,000 |
| Income tax | 627,000 | 1,216,000 | 1,876,000 | 2,565,000 |
| Net income | 1,455,000 | 2,820,000 | 4,159,000 | 5,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,311,000 | 50,773,000 | 52,206,000 | 53,697,000 |
| Total capital | 53,171,000 | 54,742,000 | 56,146,000 | 57,673,000 |
| Risk-weighted assets | 353,934,000 | 364,318,000 | 363,519,000 | 379,754,000 |