Call reports 2018
PINNACLE BANK — 2018
What PINNACLE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 353,148,000 | 360,487,000 | 369,287,000 | 359,929,000 |
| Total loans | 273,583,000 | 268,039,000 | 277,726,000 | 285,636,000 |
| Allowance for loan losses | 3,695,000 | 3,698,000 | 3,701,000 | 3,718,000 |
| Securities available for sale | 2,757,000 | 2,657,000 | 2,539,000 | 2,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,601,000 | 319,073,000 | 326,042,000 | 314,402,000 |
| Interest-bearing deposits | 153,419,000 | 159,065,000 | 171,747,000 | 178,984,000 |
| Noninterest-bearing deposits | 160,182,000 | 160,009,000 | 154,295,000 | 135,418,000 |
| Equity capital | 35,713,000 | 37,222,000 | 38,584,000 | 40,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,918,000 | 8,238,000 | 12,607,000 | 17,242,000 |
| Interest expense | 84,000 | 183,000 | 328,000 | 552,000 |
| Net interest income | 3,834,000 | 8,055,000 | 12,279,000 | 16,690,000 |
| Noninterest income | 922,000 | 1,943,000 | 2,576,000 | 3,264,000 |
| Noninterest expense | 3,079,000 | 6,298,000 | 9,352,000 | 12,429,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 1,602,000 | 3,625,000 | 5,428,000 | 7,450,000 |
| Income tax | 491,000 | 1,093,000 | 1,618,000 | 2,098,000 |
| Net income | 1,111,000 | 2,532,000 | 3,810,000 | 5,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,682,000 | 37,207,000 | 38,593,000 | 40,229,000 |
| Total capital | 39,401,000 | 40,929,000 | 42,318,000 | 43,971,000 |
| Risk-weighted assets | 323,085,000 | 313,380,000 | 317,294,000 | 325,125,000 |