Call reports 2017
PINNACLE BANK — 2017
What PINNACLE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 308,447,000 | 314,948,000 | 345,212,000 | 342,475,000 |
| Total loans | 257,762,000 | 255,550,000 | 267,273,000 | 268,899,000 |
| Allowance for loan losses | 3,461,000 | 3,523,000 | 3,647,000 | 3,815,000 |
| Securities available for sale | 3,306,000 | 3,148,000 | 3,039,000 | 2,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,654,000 | 278,006,000 | 307,131,000 | 304,650,000 |
| Interest-bearing deposits | 149,216,000 | 145,476,000 | 151,600,000 | 144,854,000 |
| Noninterest-bearing deposits | 124,437,000 | 132,529,000 | 155,531,000 | 159,796,000 |
| Equity capital | 31,715,000 | 32,681,000 | 33,673,000 | 34,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,160,000 | 6,559,000 | 10,178,000 | 13,988,000 |
| Interest expense | 70,000 | 146,000 | 219,000 | 295,000 |
| Net interest income | 3,090,000 | 6,413,000 | 9,959,000 | 13,693,000 |
| Noninterest income | 778,000 | 1,889,000 | 2,886,000 | 3,868,000 |
| Noninterest expense | 2,631,000 | 5,438,000 | 8,244,000 | 11,112,000 |
| Provision for loan losses | 257,000 | 257,000 | 377,000 | 537,000 |
| Pretax income | 980,000 | 2,607,000 | 4,224,000 | 5,912,000 |
| Income tax | 430,000 | 1,137,000 | 1,802,000 | 2,955,000 |
| Net income | 550,000 | 1,470,000 | 2,422,000 | 2,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,298,000 | 32,306,000 | 33,526,000 | 34,193,000 |
| Total capital | 33,777,000 | 35,847,000 | 37,191,000 | 38,026,000 |
| Risk-weighted assets | 300,466,000 | 300,645,000 | 315,682,000 | 317,014,000 |