Call reports 2016
PINNACLE BANK — 2016
What PINNACLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 266,197,000 | 263,423,000 | 281,730,000 | 295,562,000 |
| Total loans | 195,324,000 | 210,420,000 | 219,868,000 | 239,363,000 |
| Allowance for loan losses | 3,294,000 | 3,317,000 | 3,339,000 | 3,186,000 |
| Securities available for sale | 4,118,000 | 3,967,000 | 3,730,000 | 3,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,752,000 | 233,512,000 | 250,876,000 | 263,354,000 |
| Interest-bearing deposits | 132,736,000 | 125,052,000 | 128,996,000 | 140,636,000 |
| Noninterest-bearing deposits | 105,016,000 | 108,460,000 | 121,880,000 | 122,717,000 |
| Equity capital | 26,293,000 | 26,784,000 | 27,338,000 | 28,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,452,000 | 4,984,000 | 7,744,000 | 10,699,000 |
| Interest expense | 69,000 | 136,000 | 207,000 | 280,000 |
| Net interest income | 2,383,000 | 4,848,000 | 7,537,000 | 10,419,000 |
| Noninterest income | 946,000 | 1,517,000 | 2,218,000 | 3,089,000 |
| Noninterest expense | 2,475,000 | 4,865,000 | 7,341,000 | 9,839,000 |
| Provision for loan losses | -500,000 | -500,000 | -500,000 | -500,000 |
| Pretax income | 1,354,000 | 2,000,000 | 2,914,000 | 4,169,000 |
| Income tax | 572,000 | 859,000 | 1,230,000 | 1,707,000 |
| Net income | 782,000 | 1,141,000 | 1,684,000 | 2,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,659,000 | 24,516,000 | 25,367,000 | 26,631,000 |
| Total capital | 26,476,000 | 27,550,000 | 28,578,000 | 29,835,000 |
| Risk-weighted assets | 223,883,000 | 241,549,000 | 255,998,000 | 276,494,000 |