Call reports 2015
PINNACLE BANK — 2015
What PINNACLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 242,168,000 | 234,564,000 | 242,988,000 | 252,942,000 |
| Total loans | 164,686,000 | 172,174,000 | 179,797,000 | 190,906,000 |
| Allowance for loan losses | 3,577,000 | 3,603,000 | 3,643,000 | 3,277,000 |
| Securities available for sale | 4,906,000 | 4,680,000 | 4,497,000 | 4,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,804,000 | 208,700,000 | 216,417,000 | 225,911,000 |
| Interest-bearing deposits | 130,940,000 | 117,001,000 | 123,476,000 | 123,296,000 |
| Noninterest-bearing deposits | 85,864,000 | 91,699,000 | 92,940,000 | 102,616,000 |
| Equity capital | 24,327,000 | 24,591,000 | 24,892,000 | 25,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 4,187,000 | 6,383,000 | 8,721,000 |
| Interest expense | 82,000 | 158,000 | 234,000 | 306,000 |
| Net interest income | 1,931,000 | 4,029,000 | 6,149,000 | 8,415,000 |
| Noninterest income | 314,000 | 588,000 | 842,000 | 1,254,000 |
| Noninterest expense | 2,004,000 | 4,039,000 | 6,113,000 | 8,318,000 |
| Provision for loan losses | 0 | 0 | 0 | -400,000 |
| Pretax income | 241,000 | 578,000 | 878,000 | 1,751,000 |
| Income tax | 93,000 | 225,000 | 352,000 | 722,000 |
| Net income | 148,000 | 353,000 | 526,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,280,000 | 21,554,000 | 22,030,000 | 22,688,000 |
| Total capital | 23,684,000 | 24,067,000 | 24,633,000 | 25,410,000 |
| Risk-weighted assets | 189,353,000 | 198,124,000 | 205,464,000 | 215,604,000 |