Call reports 2012
PINNACLE BANK — 2012
What PINNACLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 162,795,000 | 159,683,000 | 162,545,000 | 169,853,000 |
| Total loans | 126,045,000 | 124,264,000 | 132,514,000 | 137,705,000 |
| Allowance for loan losses | 2,782,000 | 2,765,000 | 2,954,000 | 3,611,000 |
| Securities available for sale | 7,919,000 | 8,652,000 | 7,334,000 | 5,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,280,000 | 141,835,000 | 140,414,000 | 152,479,000 |
| Interest-bearing deposits | 109,107,000 | 103,379,000 | 103,854,000 | 103,519,000 |
| Noninterest-bearing deposits | 36,172,000 | 38,457,000 | 36,560,000 | 48,961,000 |
| Equity capital | 16,700,000 | 16,989,000 | 17,116,000 | 16,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,916,000 | 3,750,000 | 5,528,000 | 7,356,000 |
| Interest expense | 150,000 | 279,000 | 391,000 | 497,000 |
| Net interest income | 1,766,000 | 3,471,000 | 5,137,000 | 6,859,000 |
| Noninterest income | 199,000 | 324,000 | 434,000 | 785,000 |
| Noninterest expense | 1,668,000 | 3,231,000 | 4,715,000 | 5,989,000 |
| Provision for loan losses | 0 | 0 | 188,000 | 1,438,000 |
| Pretax income | 297,000 | 564,000 | 668,000 | 217,000 |
| Income tax | 0 | 0 | 0 | 27,000 |
| Net income | 297,000 | 564,000 | 668,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,645,000 | 16,925,000 | 17,039,000 | 16,559,000 |
| Total capital | 18,462,000 | 18,773,000 | 18,962,000 | 18,556,000 |
| Risk-weighted assets | 144,396,000 | 146,887,000 | 152,782,000 | 158,119,000 |