Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 87,400,000 | 83,235,000 | 81,080,000 | 80,761,000 |
| Total loans | 51,439,000 | 52,411,000 | 48,513,000 | 50,391,000 |
| Allowance for loan losses | 763,000 | 692,000 | 678,000 | 729,000 |
| Securities available for sale | 23,252,000 | 23,138,000 | 23,319,000 | 23,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,425,000 | 75,213,000 | 73,176,000 | 71,221,000 |
| Interest-bearing deposits | 64,987,000 | 62,491,000 | 60,435,000 | 58,763,000 |
| Noninterest-bearing deposits | 15,438,000 | 12,722,000 | 12,741,000 | 12,458,000 |
| Equity capital | 6,717,000 | 6,831,000 | 7,704,000 | 7,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,382,000 | 3,573,000 | 4,705,000 |
| Interest expense | 540,000 | 1,058,000 | 1,558,000 | 2,021,000 |
| Net interest income | 645,000 | 1,324,000 | 2,015,000 | 2,684,000 |
| Noninterest income | 41,000 | 112,000 | 411,000 | 481,000 |
| Noninterest expense | 607,000 | 1,220,000 | 1,888,000 | 2,571,000 |
| Provision for loan losses | 29,000 | 44,000 | 64,000 | 115,000 |
| Pretax income | 50,000 | 172,000 | 474,000 | 485,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 172,000 | 474,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,733,000 | 8,855,000 | 9,159,000 | 8,720,000 |