Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 78,066,000 | 78,756,000 | 83,390,000 | 86,009,000 |
| Total loans | 46,121,000 | 49,368,000 | 48,872,000 | 50,616,000 |
| Allowance for loan losses | 724,000 | 765,000 | 780,000 | 755,000 |
| Securities available for sale | 22,580,000 | 22,417,000 | 22,706,000 | 22,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,527,000 | 72,270,000 | 76,105,000 | 79,404,000 |
| Interest-bearing deposits | 49,687,000 | 58,490,000 | 62,722,000 | 65,448,000 |
| Noninterest-bearing deposits | 21,840,000 | 13,780,000 | 13,383,000 | 13,956,000 |
| Equity capital | 6,216,000 | 6,149,000 | 6,903,000 | 6,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,143,000 | 3,272,000 | 4,477,000 |
| Interest expense | 447,000 | 922,000 | 1,442,000 | 1,998,000 |
| Net interest income | 592,000 | 1,221,000 | 1,830,000 | 2,479,000 |
| Noninterest income | 76,000 | 159,000 | 273,000 | 455,000 |
| Noninterest expense | 630,000 | 1,309,000 | 1,937,000 | 2,593,000 |
| Provision for loan losses | 82,000 | 122,000 | 137,000 | 174,000 |
| Pretax income | -47,000 | -44,000 | 36,000 | 174,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -47,000 | -44,000 | 36,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,462,000 | 8,463,000 | 8,542,000 | 8,682,000 |
| Total capital | — | 9,079,000 | — | — |
| Risk-weighted assets | — | 49,118,000 | — | — |