Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 63,438,000 | 63,322,000 | 63,126,000 | 62,217,000 |
| Total loans | 40,288,000 | 39,077,000 | 37,061,000 | 40,609,000 |
| Allowance for loan losses | 507,000 | 510,000 | 508,000 | 517,000 |
| Securities available for sale | 13,782,000 | 13,966,000 | 13,461,000 | 13,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,874,000 | 54,437,000 | 55,172,000 | 54,297,000 |
| Interest-bearing deposits | 45,576,000 | 45,373,000 | 38,320,000 | 45,522,000 |
| Noninterest-bearing deposits | 9,298,000 | 9,064,000 | 16,852,000 | 8,775,000 |
| Equity capital | 8,500,000 | 8,814,000 | 7,875,000 | 7,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,360,000 | 2,050,000 | 2,701,000 |
| Interest expense | 142,000 | 298,000 | 464,000 | 631,000 |
| Net interest income | 541,000 | 1,062,000 | 1,586,000 | 2,070,000 |
| Noninterest income | 55,000 | 116,000 | 180,000 | 234,000 |
| Noninterest expense | 565,000 | 1,077,000 | 1,639,000 | 2,177,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 22,000 | 83,000 | 101,000 | 92,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 83,000 | 101,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,781,000 | 8,834,000 | 7,853,000 | 7,844,000 |
| Total capital | 9,288,000 | 9,344,000 | 8,361,000 | 8,361,000 |
| Risk-weighted assets | 46,104,000 | 45,012,000 | 45,714,000 | 46,708,000 |