Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 64,171,000 | 63,767,000 | 64,445,000 | 65,082,000 |
| Total loans | 37,953,000 | 38,282,000 | 37,302,000 | 37,705,000 |
| Allowance for loan losses | 452,000 | 465,000 | 457,000 | 470,000 |
| Securities available for sale | 13,411,000 | 12,473,000 | 13,268,000 | 13,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,177,000 | 54,429,000 | 55,169,000 | 56,244,000 |
| Interest-bearing deposits | 46,988,000 | 46,239,000 | 46,803,000 | 47,741,000 |
| Noninterest-bearing deposits | 8,189,000 | 8,190,000 | 8,366,000 | 8,503,000 |
| Equity capital | 8,962,000 | 9,287,000 | 9,232,000 | 8,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,118,000 | 1,675,000 | 2,236,000 |
| Interest expense | 68,000 | 138,000 | 211,000 | 284,000 |
| Net interest income | 489,000 | 980,000 | 1,464,000 | 1,952,000 |
| Noninterest income | 139,000 | 429,000 | 491,000 | 536,000 |
| Noninterest expense | 540,000 | 1,090,000 | 1,599,000 | 2,066,000 |
| Provision for loan losses | 145,000 | 159,000 | 173,000 | 182,000 |
| Pretax income | -58,000 | 159,000 | 182,000 | 262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -58,000 | 159,000 | 182,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,832,000 | 9,018,000 | 9,048,000 | 9,071,000 |
| Total capital | 9,284,000 | 9,483,000 | 9,505,000 | 9,541,000 |
| Risk-weighted assets | 48,035,000 | 47,708,000 | 46,612,000 | 47,274,000 |