Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,179,000 | 63,936,000 | 63,966,000 | 64,195,000 |
| Total loans | 42,141,000 | 40,673,000 | 41,467,000 | 38,546,000 |
| Allowance for loan losses | 881,000 | 881,000 | 881,000 | 450,000 |
| Securities available for sale | 11,608,000 | 13,017,000 | 13,227,000 | 12,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,903,000 | 54,840,000 | 54,580,000 | 55,277,000 |
| Interest-bearing deposits | 46,552,000 | 46,687,000 | 46,424,000 | 46,000,000 |
| Noninterest-bearing deposits | 8,351,000 | 8,153,000 | 8,156,000 | 9,277,000 |
| Equity capital | 9,240,000 | 9,059,000 | 9,344,000 | 8,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,217,000 | 1,828,000 | 2,426,000 |
| Interest expense | 71,000 | 143,000 | 212,000 | 282,000 |
| Net interest income | 538,000 | 1,074,000 | 1,616,000 | 2,144,000 |
| Noninterest income | 228,000 | 344,000 | 410,000 | 481,000 |
| Noninterest expense | 484,000 | 964,000 | 1,397,000 | 1,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 282,000 | 454,000 | 629,000 | 649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 282,000 | 454,000 | 629,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,155,000 | 9,069,000 | 9,247,000 | 8,912,000 |
| Total capital | 9,838,000 | 9,726,000 | 9,898,000 | 9,362,000 |
| Risk-weighted assets | 54,562,000 | 52,373,000 | 51,823,000 | 49,154,000 |