Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,193,000 | 69,831,000 | 69,817,000 | 69,145,000 |
| Total loans | 52,732,000 | 52,595,000 | 48,107,000 | 46,356,000 |
| Allowance for loan losses | 1,122,000 | 1,127,000 | 1,035,000 | 1,014,000 |
| Securities available for sale | 4,798,000 | 4,596,000 | 3,540,000 | 3,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,401,000 | 60,919,000 | 61,635,000 | 60,823,000 |
| Interest-bearing deposits | 56,537,000 | 52,970,000 | 53,356,000 | 52,413,000 |
| Noninterest-bearing deposits | 7,864,000 | 7,949,000 | 8,279,000 | 8,410,000 |
| Equity capital | 7,768,000 | 7,876,000 | 8,148,000 | 8,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,462,000 | 2,184,000 | 2,825,000 |
| Interest expense | 161,000 | 303,000 | 436,000 | 565,000 |
| Net interest income | 576,000 | 1,159,000 | 1,748,000 | 2,260,000 |
| Noninterest income | 88,000 | 180,000 | 265,000 | 374,000 |
| Noninterest expense | 526,000 | 1,090,000 | 1,647,000 | 2,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 104,000 | 215,000 | 332,000 | 354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 215,000 | 332,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,004,000 | 8,115,000 | 8,232,000 | 8,254,000 |
| Total capital | 8,708,000 | 8,805,000 | 8,878,000 | 8,897,000 |
| Risk-weighted assets | 55,894,000 | 54,755,000 | 51,275,000 | 51,088,000 |