Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,145,000 | 86,324,000 | 82,383,000 | 78,000,000 |
| Total loans | 65,815,000 | 63,609,000 | 60,373,000 | 55,095,000 |
| Allowance for loan losses | 1,246,000 | 1,154,000 | 1,214,000 | 1,123,000 |
| Securities available for sale | 8,014,000 | 8,064,000 | 6,541,000 | 5,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,034,000 | 74,374,000 | 71,388,000 | 67,321,000 |
| Interest-bearing deposits | 68,592,000 | 67,155,000 | 63,312,000 | 58,663,000 |
| Noninterest-bearing deposits | 7,442,000 | 7,219,000 | 8,076,000 | 8,658,000 |
| Equity capital | 8,170,000 | 8,094,000 | 7,675,000 | 7,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,783,000 | 2,669,000 | 3,503,000 |
| Interest expense | 228,000 | 433,000 | 630,000 | 810,000 |
| Net interest income | 672,000 | 1,350,000 | 2,039,000 | 2,693,000 |
| Noninterest income | 73,000 | 155,000 | -26,000 | -28,000 |
| Noninterest expense | 550,000 | 1,151,000 | 1,789,000 | 2,525,000 |
| Provision for loan losses | 30,000 | 60,000 | 300,000 | 310,000 |
| Pretax income | 165,000 | 247,000 | -128,000 | -221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 247,000 | -128,000 | -221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,377,000 | 8,368,000 | 7,993,000 | 7,900,000 |
| Total capital | 9,261,000 | 9,219,000 | 8,826,000 | 8,647,000 |
| Risk-weighted assets | 70,338,000 | 67,763,000 | 66,282,000 | 59,381,000 |