Call reports 2005
FIRST STATE BANK — 2005
What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 64,674,000 | 66,965,000 | 69,232,000 | 74,644,000 |
| Total loans | 49,881,000 | 56,388,000 | 54,659,000 | 53,860,000 |
| Allowance for loan losses | 1,019,000 | 955,000 | 1,031,000 | 1,162,000 |
| Securities available for sale | 6,563,000 | 6,587,000 | 9,510,000 | 9,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,738,000 | 55,949,000 | 58,049,000 | 63,012,000 |
| Interest-bearing deposits | 46,132,000 | 48,571,000 | 50,091,000 | 55,612,000 |
| Noninterest-bearing deposits | 7,606,000 | 7,378,000 | 7,958,000 | 7,400,000 |
| Equity capital | 7,502,000 | 7,575,000 | 7,724,000 | 6,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,815,000 | 2,949,000 | 4,205,000 |
| Interest expense | 216,000 | 524,000 | 884,000 | 1,289,000 |
| Net interest income | 622,000 | 1,291,000 | 2,065,000 | 2,916,000 |
| Noninterest income | 95,000 | 200,000 | 329,000 | 433,000 |
| Noninterest expense | 521,000 | 1,074,000 | 1,620,000 | 2,152,000 |
| Provision for loan losses | 0 | 0 | 14,000 | 14,000 |
| Pretax income | 196,000 | 417,000 | 760,000 | 1,183,000 |
| Income tax | 53,000 | 116,000 | 205,000 | 381,000 |
| Net income | 143,000 | 301,000 | 555,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,518,000 | 7,576,000 | 7,731,000 | 6,348,000 |
| Total capital | 8,166,000 | 8,292,000 | 8,452,000 | 7,103,000 |
| Risk-weighted assets | 51,441,000 | 57,053,000 | 57,399,000 | 59,977,000 |
Machine access — free, no API key
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