Call reports 2014
HIGH POINT BANK AND TRUST COMPANY — 2014
What HIGH POINT BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 812,204,000 | 786,967,000 | 799,553,000 | 828,717,000 |
| Total loans | 522,377,000 | 529,607,000 | 516,083,000 | 518,739,000 |
| Allowance for loan losses | 10,068,000 | 9,884,000 | 10,450,000 | 9,282,000 |
| Securities available for sale | 154,740,000 | 154,327,000 | 160,496,000 | 150,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,045,000 | 626,995,000 | 637,563,000 | 663,983,000 |
| Interest-bearing deposits | 517,098,000 | 499,326,000 | 503,578,000 | 522,290,000 |
| Noninterest-bearing deposits | 126,947,000 | 127,669,000 | 133,985,000 | 141,693,000 |
| Equity capital | 95,498,000 | 96,755,000 | 98,043,000 | 97,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,178,000 | 14,233,000 | 21,439,000 | 28,333,000 |
| Interest expense | 962,000 | 1,848,000 | 2,722,000 | 3,580,000 |
| Net interest income | 6,216,000 | 12,385,000 | 18,717,000 | 24,753,000 |
| Noninterest income | 3,009,000 | 5,516,000 | 8,370,000 | 11,260,000 |
| Noninterest expense | 7,155,000 | 14,329,000 | 21,843,000 | 29,688,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,200,000 | 200,000 |
| Pretax income | 1,470,000 | 2,484,000 | 4,156,000 | 6,406,000 |
| Income tax | 276,000 | 381,000 | 732,000 | 1,413,000 |
| Net income | 1,194,000 | 2,103,000 | 3,424,000 | 4,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,787,000 | 87,303,000 | 88,221,000 | 90,093,000 |
| Total capital | 94,150,000 | 94,691,000 | 95,559,000 | 97,418,000 |
| Risk-weighted assets | 586,148,000 | 588,394,000 | 583,758,000 | 583,908,000 |
Machine access — free, no API key
Every figure shown here about HIGH POINT BANK AND TRUST COMPANY — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.