Call reports 2013
HIGH POINT BANK AND TRUST COMPANY — 2013
What HIGH POINT BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 806,266,000 | 792,366,000 | 819,783,000 | 824,487,000 |
| Total loans | 524,152,000 | 526,739,000 | 521,617,000 | 527,118,000 |
| Allowance for loan losses | 12,475,000 | 13,075,000 | 12,716,000 | 11,527,000 |
| Securities available for sale | 126,104,000 | 129,353,000 | 135,990,000 | 143,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,599,000 | 621,542,000 | 650,920,000 | 657,138,000 |
| Interest-bearing deposits | 513,500,000 | 496,521,000 | 513,568,000 | 524,099,000 |
| Noninterest-bearing deposits | 122,099,000 | 125,021,000 | 137,352,000 | 133,039,000 |
| Equity capital | 92,759,000 | 91,083,000 | 90,603,000 | 93,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,048,000 | 14,129,000 | 21,279,000 | 28,386,000 |
| Interest expense | 1,134,000 | 2,194,000 | 3,267,000 | 4,309,000 |
| Net interest income | 5,914,000 | 11,935,000 | 18,012,000 | 24,077,000 |
| Noninterest income | 3,054,000 | 5,368,000 | 7,740,000 | 9,676,000 |
| Noninterest expense | 7,180,000 | 14,274,000 | 21,503,000 | 28,715,000 |
| Provision for loan losses | 975,000 | 1,950,000 | 2,725,000 | 2,750,000 |
| Pretax income | 854,000 | 1,195,000 | 1,880,000 | 2,644,000 |
| Income tax | 57,000 | -92,000 | 51,000 | 42,000 |
| Net income | 797,000 | 1,287,000 | 1,829,000 | 2,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,134,000 | 83,433,000 | 83,903,000 | 84,852,000 |
| Total capital | 90,316,000 | 90,816,000 | 91,257,000 | 92,237,000 |
| Risk-weighted assets | 569,152,000 | 584,801,000 | 582,844,000 | 586,541,000 |
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