Call reports 2012
HIGH POINT BANK AND TRUST COMPANY — 2012
What HIGH POINT BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 779,541,000 | 795,478,000 | 792,961,000 | 818,555,000 |
| Total loans | 528,271,000 | 534,083,000 | 531,151,000 | 526,243,000 |
| Allowance for loan losses | 10,798,000 | 11,317,000 | 12,474,000 | 12,641,000 |
| Securities available for sale | 126,891,000 | 131,034,000 | 130,452,000 | 125,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 608,817,000 | 623,179,000 | 618,918,000 | 643,669,000 |
| Interest-bearing deposits | 501,198,000 | 506,570,000 | 498,683,000 | 528,297,000 |
| Noninterest-bearing deposits | 107,619,000 | 116,609,000 | 120,235,000 | 115,372,000 |
| Equity capital | 91,103,000 | 91,738,000 | 92,094,000 | 92,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,558,000 | 15,071,000 | 22,552,000 | 29,865,000 |
| Interest expense | 1,397,000 | 2,693,000 | 3,972,000 | 5,217,000 |
| Net interest income | 6,161,000 | 12,378,000 | 18,580,000 | 24,648,000 |
| Noninterest income | 2,611,000 | 4,860,000 | 7,186,000 | 9,657,000 |
| Noninterest expense | 6,814,000 | 13,581,000 | 20,730,000 | 27,669,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,425,000 | 5,625,000 |
| Pretax income | 564,000 | 803,000 | 1,015,000 | 1,506,000 |
| Income tax | -58,000 | -226,000 | -412,000 | -428,000 |
| Net income | 622,000 | 1,029,000 | 1,427,000 | 1,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,173,000 | 84,492,000 | 83,230,000 | 82,096,000 |
| Total capital | 91,520,000 | 91,916,000 | 90,548,000 | 89,317,000 |
| Risk-weighted assets | 584,304,000 | 590,002,000 | 580,216,000 | 572,136,000 |