Call reports 2025
WOODLANDS BANK — 2025
What WOODLANDS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 613,397,000 | 618,031,000 | 631,103,000 | 616,118,000 |
| Total loans | 440,698,000 | 438,805,000 | 441,432,000 | 439,762,000 |
| Allowance for loan losses | 5,552,000 | 5,834,000 | 6,006,000 | 6,124,000 |
| Securities available for sale | 107,321,000 | 109,068,000 | 112,798,000 | 113,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,218,000 | 555,093,000 | 570,831,000 | 553,629,000 |
| Interest-bearing deposits | 399,622,000 | 405,335,000 | 419,003,000 | 403,074,000 |
| Noninterest-bearing deposits | 147,596,000 | 149,758,000 | 151,828,000 | 150,555,000 |
| Equity capital | 41,331,000 | 42,838,000 | 45,354,000 | 47,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,751,000 | 13,669,000 | 20,962,000 | 28,304,000 |
| Interest expense | 2,494,000 | 5,037,000 | 7,577,000 | 9,925,000 |
| Net interest income | 4,257,000 | 8,632,000 | 13,385,000 | 18,379,000 |
| Noninterest income | 1,217,000 | 2,508,000 | 3,747,000 | 5,026,000 |
| Noninterest expense | 4,063,000 | 8,021,000 | 12,099,000 | 16,332,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 1,231,000 | 2,759,000 | 4,493,000 | 6,353,000 |
| Income tax | 122,000 | 299,000 | 580,000 | 846,000 |
| Net income | 1,109,000 | 2,460,000 | 3,913,000 | 5,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,734,000 | 52,679,000 | 53,729,000 | 54,916,000 |
| Total capital | 57,390,000 | 58,573,000 | 59,661,000 | 60,902,000 |
| Risk-weighted assets | 472,758,000 | 471,489,000 | 474,424,000 | 478,707,000 |