Call reports 2023
WOODLANDS BANK — 2023
What WOODLANDS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 607,505,000 | 610,412,000 | 608,402,000 | 612,402,000 |
| Total loans | 430,060,000 | 439,702,000 | 440,818,000 | 439,004,000 |
| Allowance for loan losses | 4,814,000 | 4,853,000 | 4,991,000 | 5,184,000 |
| Securities available for sale | 130,537,000 | 123,525,000 | 119,170,000 | 123,108,000 |
| Securities held to maturity | 200,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,340,000 | 532,274,000 | 529,705,000 | 513,104,000 |
| Interest-bearing deposits | 381,750,000 | 366,598,000 | 377,304,000 | 366,927,000 |
| Noninterest-bearing deposits | 169,590,000 | 165,676,000 | 152,401,000 | 146,177,000 |
| Equity capital | 42,959,000 | 42,174,000 | 40,045,000 | 36,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,932,000 | 12,167,000 | 18,484,000 | 24,969,000 |
| Interest expense | 1,473,000 | 3,545,000 | 6,051,000 | 8,864,000 |
| Net interest income | 4,459,000 | 8,622,000 | 12,433,000 | 16,105,000 |
| Noninterest income | 1,013,000 | 2,210,000 | 3,314,000 | 4,519,000 |
| Noninterest expense | 3,895,000 | 7,773,000 | 11,565,000 | 15,555,000 |
| Provision for loan losses | 60,000 | 120,000 | 260,000 | 10,265,000 |
| Pretax income | 1,488,000 | 2,896,000 | 3,879,000 | -5,239,000 |
| Income tax | 202,000 | 396,000 | 509,000 | -1,507,000 |
| Net income | 1,286,000 | 2,500,000 | 3,370,000 | -3,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,706,000 | 56,530,000 | 56,989,000 | 49,251,000 |
| Total capital | 60,624,000 | — | — | 54,540,000 |
| Risk-weighted assets | 482,960,000 | — | — | 476,405,000 |