Call reports 2022
WOODLANDS BANK — 2022
What WOODLANDS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 564,348,000 | 568,166,000 | 603,391,000 | 610,796,000 |
| Total loans | 364,484,000 | 377,343,000 | 403,620,000 | 414,954,000 |
| Allowance for loan losses | 4,418,000 | 4,481,000 | 4,691,000 | 4,754,000 |
| Securities available for sale | 138,317,000 | 131,706,000 | 131,366,000 | 130,127,000 |
| Securities held to maturity | 350,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,470,000 | 522,803,000 | 562,415,000 | 567,178,000 |
| Interest-bearing deposits | 360,668,000 | 360,112,000 | 393,452,000 | 392,709,000 |
| Noninterest-bearing deposits | 154,802,000 | 162,691,000 | 168,963,000 | 174,469,000 |
| Equity capital | 45,937,000 | 42,178,000 | 37,847,000 | 40,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,316,000 | 8,897,000 | 14,099,000 | 19,961,000 |
| Interest expense | 238,000 | 558,000 | 1,313,000 | 2,500,000 |
| Net interest income | 4,078,000 | 8,339,000 | 12,786,000 | 17,461,000 |
| Noninterest income | 977,000 | 2,081,000 | 3,106,000 | 4,049,000 |
| Noninterest expense | 3,507,000 | 7,207,000 | 11,099,000 | 14,994,000 |
| Provision for loan losses | 60,000 | 120,000 | 330,000 | 390,000 |
| Pretax income | 1,488,000 | 3,093,000 | 4,463,000 | 6,126,000 |
| Income tax | 203,000 | 431,000 | 598,000 | 835,000 |
| Net income | 1,285,000 | 2,662,000 | 3,865,000 | 5,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,958,000 | 52,960,000 | 53,772,000 | 54,810,000 |