Call reports 2021
WOODLANDS BANK — 2021
What WOODLANDS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 536,881,000 | 539,401,000 | 571,287,000 | 573,113,000 |
| Total loans | 349,767,000 | 358,794,000 | 359,043,000 | 359,565,000 |
| Allowance for loan losses | 4,217,000 | 4,369,000 | 4,379,000 | 4,377,000 |
| Securities available for sale | 92,778,000 | 108,596,000 | 115,491,000 | 136,731,000 |
| Securities held to maturity | 500,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,945,000 | 484,919,000 | 516,239,000 | 518,489,000 |
| Interest-bearing deposits | 335,558,000 | 336,454,000 | 365,085,000 | 362,589,000 |
| Noninterest-bearing deposits | 147,387,000 | 148,465,000 | 151,154,000 | 155,900,000 |
| Equity capital | 49,902,000 | 50,582,000 | 50,968,000 | 51,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,306,000 | 8,569,000 | 12,965,000 | 17,419,000 |
| Interest expense | 355,000 | 698,000 | 1,051,000 | 1,333,000 |
| Net interest income | 3,951,000 | 7,871,000 | 11,914,000 | 16,086,000 |
| Noninterest income | 964,000 | 2,062,000 | 3,095,000 | 4,083,000 |
| Noninterest expense | 3,114,000 | 6,419,000 | 9,834,000 | 13,597,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,761,000 | 3,394,000 | 5,055,000 | 6,452,000 |
| Income tax | 316,000 | 577,000 | 795,000 | 949,000 |
| Net income | 1,445,000 | 2,817,000 | 4,260,000 | 5,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,228,000 | 49,343,000 | 50,410,000 | 51,049,000 |