Call reports 2020
WOODLANDS BANK — 2020
What WOODLANDS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 428,485,000 | 475,083,000 | 498,005,000 | 502,135,000 |
| Total loans | 311,634,000 | 338,711,000 | 340,909,000 | 342,046,000 |
| Allowance for loan losses | 3,877,000 | 3,929,000 | 4,002,000 | 4,090,000 |
| Securities available for sale | 63,893,000 | 66,129,000 | 75,382,000 | 83,230,000 |
| Securities held to maturity | 550,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,817,000 | 417,250,000 | 443,992,000 | 448,047,000 |
| Interest-bearing deposits | 269,330,000 | 289,139,000 | 314,370,000 | 308,256,000 |
| Noninterest-bearing deposits | 97,487,000 | 128,111,000 | 129,622,000 | 139,791,000 |
| Equity capital | 46,743,000 | 47,940,000 | 48,924,000 | 49,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,249,000 | 8,490,000 | 12,743,000 | 16,945,000 |
| Interest expense | 592,000 | 1,085,000 | 1,548,000 | 1,953,000 |
| Net interest income | 3,657,000 | 7,405,000 | 11,195,000 | 14,992,000 |
| Noninterest income | 860,000 | 1,762,000 | 2,978,000 | 4,118,000 |
| Noninterest expense | 3,083,000 | 6,093,000 | 9,268,000 | 12,734,000 |
| Provision for loan losses | 45,000 | 90,000 | 165,000 | 240,000 |
| Pretax income | 1,389,000 | 2,990,000 | 4,746,000 | 6,144,000 |
| Income tax | 253,000 | 549,000 | 876,000 | 1,126,000 |
| Net income | 1,136,000 | 2,441,000 | 3,870,000 | 5,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,463,000 | 46,370,000 | 47,409,000 | 48,169,000 |