Call reports 2019
WOODLANDS BANK — 2019
What WOODLANDS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 424,441,000 | 432,902,000 | 424,313,000 | 415,569,000 |
| Total loans | 299,746,000 | 307,040,000 | 312,357,000 | 318,261,000 |
| Allowance for loan losses | 4,111,000 | 4,041,000 | 4,028,000 | 3,831,000 |
| Securities available for sale | 83,186,000 | 72,494,000 | 68,968,000 | 64,516,000 |
| Securities held to maturity | 425,000 | 450,000 | 450,000 | 450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,176,000 | 373,150,000 | 360,679,000 | 352,007,000 |
| Interest-bearing deposits | 281,532,000 | 282,736,000 | 266,450,000 | 258,516,000 |
| Noninterest-bearing deposits | 84,644,000 | 90,414,000 | 94,229,000 | 93,491,000 |
| Equity capital | 42,506,000 | 43,998,000 | 45,027,000 | 45,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,684,000 | 9,156,000 | 13,605,000 | 18,055,000 |
| Interest expense | 732,000 | 1,563,000 | 2,309,000 | 2,985,000 |
| Net interest income | 3,952,000 | 7,593,000 | 11,296,000 | 15,070,000 |
| Noninterest income | 810,000 | 1,841,000 | 2,794,000 | 3,703,000 |
| Noninterest expense | 3,039,000 | 6,108,000 | 9,231,000 | 12,673,000 |
| Provision for loan losses | -450,000 | -450,000 | -450,000 | -400,000 |
| Pretax income | 2,173,000 | 3,801,000 | 5,396,000 | 6,573,000 |
| Income tax | 408,000 | 666,000 | 956,000 | 1,162,000 |
| Net income | 1,765,000 | 3,135,000 | 4,440,000 | 5,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,279,000 | 43,263,000 | 44,168,000 | 44,728,000 |
| Total capital | 46,221,000 | 47,287,000 | 48,252,000 | 48,663,000 |
| Risk-weighted assets | 315,139,000 | 321,821,000 | 326,683,000 | 332,081,000 |