Call reports 2018
WOODLANDS BANK — 2018
What WOODLANDS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 405,026,000 | 401,078,000 | 404,475,000 | 411,673,000 |
| Total loans | 295,067,000 | 295,480,000 | 292,887,000 | 298,881,000 |
| Allowance for loan losses | 3,728,000 | 3,789,000 | 3,860,000 | 3,924,000 |
| Securities available for sale | 65,399,000 | 68,421,000 | 67,680,000 | 68,687,000 |
| Securities held to maturity | 375,000 | 425,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,335,000 | 347,692,000 | 350,471,000 | 357,346,000 |
| Interest-bearing deposits | 271,332,000 | 267,966,000 | 274,567,000 | 274,320,000 |
| Noninterest-bearing deposits | 81,003,000 | 79,726,000 | 75,904,000 | 83,026,000 |
| Equity capital | 36,383,000 | 37,079,000 | 37,570,000 | 38,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,875,000 | 7,931,000 | 12,151,000 | 16,568,000 |
| Interest expense | 512,000 | 1,072,000 | 1,689,000 | 2,405,000 |
| Net interest income | 3,363,000 | 6,859,000 | 10,462,000 | 14,163,000 |
| Noninterest income | 772,000 | 1,643,000 | 2,461,000 | 3,371,000 |
| Noninterest expense | 2,837,000 | 5,649,000 | 8,526,000 | 11,772,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,238,000 | 2,733,000 | 4,265,000 | 5,570,000 |
| Income tax | 204,000 | 461,000 | 729,000 | 957,000 |
| Net income | 1,034,000 | 2,272,000 | 3,536,000 | 4,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,749,000 | 37,632,000 | 38,525,000 | 38,894,000 |
| Total capital | 40,474,000 | 41,420,000 | 42,302,000 | 42,800,000 |
| Risk-weighted assets | 297,916,000 | 303,001,000 | 302,016,000 | 312,379,000 |