Call reports 2017
WOODLANDS BANK — 2017
What WOODLANDS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 394,305,000 | 405,359,000 | 402,259,000 | 394,054,000 |
| Total loans | 280,744,000 | 283,589,000 | 285,544,000 | 285,315,000 |
| Allowance for loan losses | 3,395,000 | 3,459,000 | 3,554,000 | 3,587,000 |
| Securities available for sale | 74,011,000 | 74,246,000 | 74,105,000 | 66,032,000 |
| Securities held to maturity | 275,000 | 375,000 | 375,000 | 375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,072,000 | 352,221,000 | 348,326,000 | 341,372,000 |
| Interest-bearing deposits | 262,384,000 | 266,495,000 | 269,861,000 | 263,938,000 |
| Noninterest-bearing deposits | 79,688,000 | 85,726,000 | 78,465,000 | 77,434,000 |
| Equity capital | 35,121,000 | 36,017,000 | 36,718,000 | 36,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,568,000 | 7,305,000 | 11,284,000 | 15,175,000 |
| Interest expense | 350,000 | 746,000 | 1,205,000 | 1,672,000 |
| Net interest income | 3,218,000 | 6,559,000 | 10,079,000 | 13,503,000 |
| Noninterest income | 759,000 | 1,664,000 | 2,411,000 | 3,216,000 |
| Noninterest expense | 2,788,000 | 5,573,000 | 8,294,000 | 11,280,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,099,000 | 2,473,000 | 3,929,000 | 4,934,000 |
| Income tax | 281,000 | 655,000 | 1,053,000 | 1,892,000 |
| Net income | 818,000 | 1,818,000 | 2,876,000 | 3,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,844,000 | 35,536,000 | 36,270,000 | 36,069,000 |
| Total capital | 38,343,000 | 39,099,000 | 39,903,000 | 39,667,000 |
| Risk-weighted assets | 284,726,000 | 288,060,000 | 290,680,000 | 287,788,000 |