Call reports 2016
WOODLANDS BANK — 2016
What WOODLANDS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 378,551,000 | 376,412,000 | 388,202,000 | 389,243,000 |
| Total loans | 268,129,000 | 273,120,000 | 280,381,000 | 280,388,000 |
| Allowance for loan losses | 3,049,000 | 3,054,000 | 3,136,000 | 3,219,000 |
| Securities available for sale | 76,340,000 | 73,222,000 | 70,127,000 | 71,211,000 |
| Securities held to maturity | 125,000 | 275,000 | 275,000 | 275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,998,000 | 318,788,000 | 330,408,000 | 337,524,000 |
| Interest-bearing deposits | 252,132,000 | 250,422,000 | 258,644,000 | 261,511,000 |
| Noninterest-bearing deposits | 69,866,000 | 68,366,000 | 71,764,000 | 76,013,000 |
| Equity capital | 33,988,000 | 34,920,000 | 35,117,000 | 34,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,508,000 | 7,011,000 | 10,532,000 | 14,074,000 |
| Interest expense | 423,000 | 845,000 | 1,275,000 | 1,706,000 |
| Net interest income | 3,085,000 | 6,166,000 | 9,257,000 | 12,368,000 |
| Noninterest income | 783,000 | 1,664,000 | 2,503,000 | 3,431,000 |
| Noninterest expense | 2,734,000 | 5,354,000 | 8,061,000 | 10,967,000 |
| Provision for loan losses | 81,000 | 162,000 | 243,000 | 324,000 |
| Pretax income | 1,073,000 | 2,348,000 | 3,515,000 | 4,570,000 |
| Income tax | 284,000 | 650,000 | 978,000 | 1,264,000 |
| Net income | 789,000 | 1,698,000 | 2,537,000 | 3,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,739,000 | 33,342,000 | 33,872,000 | 34,333,000 |
| Total capital | 35,892,000 | 36,500,000 | 37,112,000 | 37,656,000 |
| Risk-weighted assets | 266,157,000 | 271,422,000 | 280,841,000 | 282,545,000 |