Call reports 2015
WOODLANDS BANK — 2015
What WOODLANDS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 360,462,000 | 360,343,000 | 369,962,000 | 373,468,000 |
| Total loans | 249,176,000 | 259,792,000 | 267,820,000 | 272,844,000 |
| Allowance for loan losses | 3,051,000 | 3,103,000 | 3,076,000 | 2,905,000 |
| Securities available for sale | 76,464,000 | 73,216,000 | 75,149,000 | 72,536,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,616,000 | 305,964,000 | 312,392,000 | 317,636,000 |
| Interest-bearing deposits | 246,441,000 | 243,179,000 | 248,984,000 | 244,444,000 |
| Noninterest-bearing deposits | 64,175,000 | 62,785,000 | 63,408,000 | 73,192,000 |
| Equity capital | 31,741,000 | 31,778,000 | 32,674,000 | 33,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,258,000 | 6,528,000 | 9,936,000 | 13,430,000 |
| Interest expense | 416,000 | 817,000 | 1,236,000 | 1,668,000 |
| Net interest income | 2,842,000 | 5,711,000 | 8,700,000 | 11,762,000 |
| Noninterest income | 696,000 | 1,504,000 | 2,233,000 | 2,999,000 |
| Noninterest expense | 2,522,000 | 5,064,000 | 7,603,000 | 10,338,000 |
| Provision for loan losses | 81,000 | 162,000 | 216,000 | 216,000 |
| Pretax income | 1,014,000 | 2,106,000 | 3,231,000 | 4,380,000 |
| Income tax | 242,000 | 514,000 | 800,000 | 1,084,000 |
| Net income | 772,000 | 1,592,000 | 2,431,000 | 3,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,617,000 | 31,146,000 | 31,692,000 | 32,258,000 |
| Total capital | 33,711,000 | 34,354,000 | 34,873,000 | 35,267,000 |
| Risk-weighted assets | 247,522,000 | 258,261,000 | 263,544,000 | 268,465,000 |