Call reports 2013
WOODLANDS BANK — 2013
What WOODLANDS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 325,469,000 | 314,224,000 | 334,143,000 | 330,525,000 |
| Total loans | 209,870,000 | 218,339,000 | 225,367,000 | 233,322,000 |
| Allowance for loan losses | 2,249,000 | 2,293,000 | 2,464,000 | 2,514,000 |
| Securities available for sale | 80,246,000 | 76,827,000 | 77,278,000 | 77,251,000 |
| Securities held to maturity | 148,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,923,000 | 265,701,000 | 286,383,000 | 276,448,000 |
| Interest-bearing deposits | 221,896,000 | 213,582,000 | 233,145,000 | 223,205,000 |
| Noninterest-bearing deposits | 56,027,000 | 52,119,000 | 53,238,000 | 53,243,000 |
| Equity capital | 28,078,000 | 27,294,000 | 27,751,000 | 27,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,986,000 | 5,969,000 | 9,011,000 | 12,112,000 |
| Interest expense | 516,000 | 1,011,000 | 1,506,000 | 1,986,000 |
| Net interest income | 2,470,000 | 4,958,000 | 7,505,000 | 10,126,000 |
| Noninterest income | 702,000 | 1,523,000 | 2,289,000 | 3,006,000 |
| Noninterest expense | 2,356,000 | 4,692,000 | 7,027,000 | 9,447,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 727,000 | 1,627,000 | 2,512,000 | 3,349,000 |
| Income tax | 147,000 | 351,000 | 544,000 | 724,000 |
| Net income | 580,000 | 1,276,000 | 1,968,000 | 2,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,799,000 | 27,215,000 | 27,619,000 | 27,988,000 |
| Total capital | 29,153,000 | 29,612,000 | 30,187,000 | 30,606,000 |
| Risk-weighted assets | 212,805,000 | 220,352,000 | 224,828,000 | 230,693,000 |