Call reports 2012
WOODLANDS BANK — 2012
What WOODLANDS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 324,569,000 | 309,021,000 | 323,892,000 | 320,061,000 |
| Total loans | 202,009,000 | 209,087,000 | 214,725,000 | 216,140,000 |
| Allowance for loan losses | 3,786,000 | 3,714,000 | 3,206,000 | 2,280,000 |
| Securities available for sale | 80,725,000 | 80,747,000 | 81,802,000 | 81,503,000 |
| Securities held to maturity | 120,000 | 145,000 | 146,000 | 147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,608,000 | 261,419,000 | 273,125,000 | 272,047,000 |
| Interest-bearing deposits | 224,699,000 | 211,640,000 | 221,311,000 | 219,153,000 |
| Noninterest-bearing deposits | 51,909,000 | 49,779,000 | 51,814,000 | 52,894,000 |
| Equity capital | 26,084,000 | 26,927,000 | 27,671,000 | 27,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,237,000 | 6,399,000 | 9,544,000 | 12,685,000 |
| Interest expense | 623,000 | 1,194,000 | 1,750,000 | 2,288,000 |
| Net interest income | 2,614,000 | 5,205,000 | 7,794,000 | 10,397,000 |
| Noninterest income | 706,000 | 1,482,000 | 2,332,000 | 3,196,000 |
| Noninterest expense | 2,225,000 | 4,407,000 | 6,651,000 | 8,870,000 |
| Provision for loan losses | 0 | 0 | 266,000 | 582,000 |
| Pretax income | 1,095,000 | 2,320,000 | 3,249,000 | 4,218,000 |
| Income tax | 291,000 | 622,000 | 839,000 | 1,065,000 |
| Net income | 804,000 | 1,698,000 | 2,410,000 | 3,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,768,000 | 25,547,000 | 26,011,000 | 26,491,000 |
| Total capital | 27,366,000 | 28,221,000 | 28,741,000 | 28,876,000 |
| Risk-weighted assets | 206,580,000 | 212,782,000 | 217,883,000 | 218,256,000 |