Call reports 2011
WOODLANDS BANK — 2011
What WOODLANDS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 294,564,000 | 292,272,000 | 311,873,000 | 313,644,000 |
| Total loans | 203,589,000 | 201,890,000 | 206,280,000 | 201,878,000 |
| Allowance for loan losses | 4,159,000 | 4,207,000 | 4,224,000 | 3,912,000 |
| Securities available for sale | 64,954,000 | 68,698,000 | 69,603,000 | 74,115,000 |
| Securities held to maturity | 92,000 | 118,000 | 118,000 | 119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,302,000 | 238,728,000 | 259,132,000 | 265,994,000 |
| Interest-bearing deposits | 206,972,000 | 200,923,000 | 215,570,000 | 216,837,000 |
| Noninterest-bearing deposits | 38,330,000 | 37,805,000 | 43,562,000 | 49,157,000 |
| Equity capital | 22,826,000 | 23,815,000 | 24,793,000 | 25,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,314,000 | 6,676,000 | 10,029,000 | 13,293,000 |
| Interest expense | 816,000 | 1,621,000 | 2,370,000 | 3,053,000 |
| Net interest income | 2,498,000 | 5,055,000 | 7,659,000 | 10,240,000 |
| Noninterest income | 584,000 | 1,245,000 | 1,892,000 | 2,623,000 |
| Noninterest expense | 2,126,000 | 4,279,000 | 6,440,000 | 8,844,000 |
| Provision for loan losses | 66,000 | 66,000 | 66,000 | -184,000 |
| Pretax income | 903,000 | 1,968,000 | 3,065,000 | 4,240,000 |
| Income tax | 221,000 | 491,000 | 771,000 | 1,088,000 |
| Net income | 682,000 | 1,477,000 | 2,294,000 | 3,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,369,000 | 22,957,000 | 23,559,000 | 24,195,000 |
| Total capital | 24,916,000 | 25,530,000 | 26,181,000 | 26,753,000 |
| Risk-weighted assets | 201,969,000 | 202,749,000 | 207,185,000 | 203,195,000 |