Call reports 2021
ROSCOE STATE BANK, THE — 2021
What ROSCOE STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 212,594,000 | 210,637,000 | 218,104,000 | 213,700,000 |
| Total loans | 75,744,000 | 74,160,000 | 75,104,000 | 81,172,000 |
| Allowance for loan losses | 1,205,000 | 1,188,000 | 1,193,000 | 1,246,000 |
| Securities available for sale | 121,308,000 | 88,774,000 | 84,034,000 | 80,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,784,000 | 188,384,000 | 195,598,000 | 192,311,000 |
| Interest-bearing deposits | 109,542,000 | 105,393,000 | 116,951,000 | 106,591,000 |
| Noninterest-bearing deposits | 81,242,000 | 82,991,000 | 78,647,000 | 85,720,000 |
| Equity capital | 21,465,000 | 21,830,000 | 22,012,000 | 21,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,343,000 | 4,794,000 | 6,340,000 |
| Interest expense | 104,000 | 209,000 | 314,000 | 420,000 |
| Net interest income | 1,528,000 | 3,134,000 | 4,480,000 | 5,920,000 |
| Noninterest income | 346,000 | 694,000 | 1,147,000 | 1,534,000 |
| Noninterest expense | 1,224,000 | 2,502,000 | 3,753,000 | 5,344,000 |
| Provision for loan losses | 0 | 31,000 | 61,000 | 116,000 |
| Pretax income | 650,000 | 1,295,000 | 1,813,000 | 1,994,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 650,000 | 1,295,000 | 1,813,000 | 1,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,910,000 | 19,205,000 | 19,373,000 | 19,204,000 |