Call reports 2020
ROSCOE STATE BANK, THE — 2020
What ROSCOE STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 173,057,000 | 188,791,000 | 188,373,000 | 200,969,000 |
| Total loans | 71,817,000 | 76,260,000 | 77,341,000 | 75,867,000 |
| Allowance for loan losses | 1,176,000 | 1,176,000 | 1,203,000 | 1,206,000 |
| Securities available for sale | 69,727,000 | 95,060,000 | 95,114,000 | 97,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,589,000 | 166,868,000 | 165,618,000 | 178,546,000 |
| Interest-bearing deposits | 97,616,000 | 98,203,000 | 97,194,000 | 103,343,000 |
| Noninterest-bearing deposits | 56,973,000 | 68,665,000 | 68,424,000 | 75,203,000 |
| Equity capital | 18,121,000 | 21,516,000 | 22,255,000 | 22,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,374,000 | 4,992,000 | 6,560,000 |
| Interest expense | 180,000 | 320,000 | 441,000 | 549,000 |
| Net interest income | 1,469,000 | 3,054,000 | 4,551,000 | 6,011,000 |
| Noninterest income | 306,000 | 549,000 | 912,000 | 1,206,000 |
| Noninterest expense | 1,230,000 | 2,350,000 | 3,612,000 | 5,054,000 |
| Provision for loan losses | 5,000 | 5,000 | 35,000 | 40,000 |
| Pretax income | 674,000 | 1,382,000 | 1,950,000 | 2,257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 674,000 | 1,382,000 | 1,950,000 | 2,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,798,000 | 18,285,000 | 18,654,000 | 18,610,000 |