Call reports 2019
ROSCOE STATE BANK, THE — 2019
What ROSCOE STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 164,227,000 | 161,678,000 | 166,464,000 | 169,852,000 |
| Total loans | 70,183,000 | 72,784,000 | 73,806,000 | 74,734,000 |
| Allowance for loan losses | 1,193,000 | 1,184,000 | 1,167,000 | 1,181,000 |
| Securities available for sale | 80,826,000 | 76,957,000 | 74,937,000 | 80,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,837,000 | 142,799,000 | 147,005,000 | 150,632,000 |
| Interest-bearing deposits | 90,410,000 | 89,974,000 | 91,920,000 | 94,713,000 |
| Noninterest-bearing deposits | 56,427,000 | 52,825,000 | 55,085,000 | 55,919,000 |
| Equity capital | 17,073,000 | 18,484,000 | 18,963,000 | 18,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,318,000 | 5,018,000 | 6,781,000 |
| Interest expense | 167,000 | 349,000 | 532,000 | 715,000 |
| Net interest income | 1,465,000 | 2,969,000 | 4,486,000 | 6,066,000 |
| Noninterest income | 365,000 | 635,000 | 1,029,000 | 1,304,000 |
| Noninterest expense | 1,199,000 | 2,367,000 | 3,618,000 | 5,061,000 |
| Provision for loan losses | 0 | 0 | 26,000 | 46,000 |
| Pretax income | 662,000 | 1,262,000 | 1,896,000 | 2,288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 662,000 | 1,262,000 | 1,896,000 | 2,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,777,000 | 17,056,000 | 17,372,000 | 17,443,000 |
| Total capital | 17,887,000 | 18,215,000 | 18,539,000 | 18,624,000 |
| Risk-weighted assets | 88,707,000 | 92,769,000 | 94,217,000 | 96,112,000 |