Call reports 2018
ROSCOE STATE BANK, THE — 2018
What ROSCOE STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 156,627,000 | 152,740,000 | 155,671,000 | 161,034,000 |
| Total loans | 72,914,000 | 72,053,000 | 72,879,000 | 69,311,000 |
| Allowance for loan losses | 1,235,000 | 1,225,000 | 1,218,000 | 1,183,000 |
| Securities available for sale | 68,148,000 | 68,931,000 | 70,715,000 | 76,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,797,000 | 136,703,000 | 139,701,000 | 144,787,000 |
| Interest-bearing deposits | 87,535,000 | 84,668,000 | 83,726,000 | 86,049,000 |
| Noninterest-bearing deposits | 53,262,000 | 52,035,000 | 55,975,000 | 58,738,000 |
| Equity capital | 15,574,000 | 15,665,000 | 15,521,000 | 16,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,988,000 | 4,541,000 | 6,114,000 |
| Interest expense | 76,000 | 162,000 | 251,000 | 372,000 |
| Net interest income | 1,407,000 | 2,826,000 | 4,290,000 | 5,742,000 |
| Noninterest income | 379,000 | 663,000 | 933,000 | 1,214,000 |
| Noninterest expense | 1,189,000 | 2,363,000 | 3,541,000 | 4,916,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 597,000 | 1,126,000 | 1,682,000 | 2,025,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 597,000 | 1,126,000 | 1,682,000 | 2,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,987,000 | 16,196,000 | 16,432,000 | 16,435,000 |
| Total capital | 17,099,000 | 17,298,000 | 17,551,000 | 17,483,000 |
| Risk-weighted assets | 88,844,000 | 88,116,000 | 89,429,000 | 83,734,000 |