Call reports 2017
ROSCOE STATE BANK, THE — 2017
What ROSCOE STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 151,226,000 | 151,022,000 | 151,071,000 | 157,563,000 |
| Total loans | 74,778,000 | 77,404,000 | 80,530,000 | 77,633,000 |
| Allowance for loan losses | 1,229,000 | 1,228,000 | 1,239,000 | 1,238,000 |
| Securities available for sale | 60,875,000 | 64,034,000 | 60,309,000 | 65,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,972,000 | 133,884,000 | 133,749,000 | 141,272,000 |
| Interest-bearing deposits | 86,701,000 | 84,833,000 | 85,128,000 | 88,716,000 |
| Noninterest-bearing deposits | 48,271,000 | 49,051,000 | 48,621,000 | 52,556,000 |
| Equity capital | 16,004,000 | 16,777,000 | 16,902,000 | 16,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,800,000 | 4,289,000 | 5,803,000 |
| Interest expense | 63,000 | 128,000 | 196,000 | 267,000 |
| Net interest income | 1,320,000 | 2,672,000 | 4,093,000 | 5,536,000 |
| Noninterest income | 323,000 | 514,000 | 765,000 | 1,007,000 |
| Noninterest expense | 1,150,000 | 2,349,000 | 3,552,000 | 5,102,000 |
| Provision for loan losses | 40,000 | 40,000 | 53,000 | 53,000 |
| Pretax income | 455,000 | 799,000 | 1,294,000 | 1,429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 455,000 | 799,000 | 1,294,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,486,000 | 15,609,000 | 15,885,000 | 15,720,000 |
| Total capital | 16,578,000 | 16,746,000 | 17,055,000 | 16,882,000 |
| Risk-weighted assets | 87,267,000 | 90,902,000 | 93,554,000 | 92,906,000 |