Call reports 2012
ROSCOE STATE BANK, THE — 2012
What ROSCOE STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 154,569,000 | 176,735,000 | 168,400,000 | 167,211,000 |
| Total loans | 31,007,000 | 34,249,000 | 41,364,000 | 43,641,000 |
| Allowance for loan losses | 637,000 | 632,000 | 632,000 | 628,000 |
| Securities available for sale | 115,133,000 | 113,371,000 | 119,179,000 | 114,400,000 |
| Securities held to maturity | 1,131,000 | 680,000 | 360,000 | 360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,682,000 | 161,411,000 | 145,795,000 | 147,336,000 |
| Interest-bearing deposits | 102,349,000 | 105,832,000 | 102,721,000 | 105,980,000 |
| Noninterest-bearing deposits | 35,333,000 | 55,579,000 | 43,075,000 | 41,356,000 |
| Equity capital | 14,653,000 | 15,091,000 | 16,127,000 | 15,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,246,000 | 2,474,000 | 3,817,000 | 5,102,000 |
| Interest expense | 183,000 | 358,000 | 525,000 | 671,000 |
| Net interest income | 1,063,000 | 2,116,000 | 3,292,000 | 4,431,000 |
| Noninterest income | 267,000 | 548,000 | 817,000 | 1,062,000 |
| Noninterest expense | 958,000 | 1,976,000 | 3,015,000 | 4,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 450,000 | 873,000 | 1,279,000 | 1,445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 873,000 | 1,279,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,337,000 | 11,652,000 | 11,948,000 | 11,894,000 |
| Total capital | 11,974,000 | 12,284,000 | 12,580,000 | 12,522,000 |
| Risk-weighted assets | 53,214,000 | 56,917,000 | 64,461,000 | 65,260,000 |