Call reports 2011
ROSCOE STATE BANK, THE — 2011
What ROSCOE STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 129,766,000 | 129,231,000 | 139,730,000 | 149,256,000 |
| Total loans | 33,723,000 | 34,320,000 | 31,740,000 | 32,433,000 |
| Allowance for loan losses | 662,000 | 658,000 | 643,000 | 639,000 |
| Securities available for sale | 88,069,000 | 86,249,000 | 92,526,000 | 108,851,000 |
| Securities held to maturity | 1,135,000 | 1,134,000 | 1,133,000 | 1,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,269,000 | 110,388,000 | 124,686,000 | 127,923,000 |
| Interest-bearing deposits | 86,850,000 | 85,814,000 | 92,558,000 | 94,282,000 |
| Noninterest-bearing deposits | 25,419,000 | 24,574,000 | 32,128,000 | 33,641,000 |
| Equity capital | 12,313,000 | 13,408,000 | 14,762,000 | 14,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,468,000 | 3,724,000 | 4,992,000 |
| Interest expense | 197,000 | 408,000 | 610,000 | 800,000 |
| Net interest income | 1,011,000 | 2,060,000 | 3,114,000 | 4,192,000 |
| Noninterest income | 244,000 | 478,000 | 727,000 | 948,000 |
| Noninterest expense | 877,000 | 1,837,000 | 2,735,000 | 3,914,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 378,000 | 701,000 | 1,367,000 | 1,487,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 701,000 | 1,367,000 | 1,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,230,000 | 10,443,000 | 10,999,000 | 11,009,000 |
| Total capital | 10,871,000 | 11,083,000 | 11,619,000 | 11,648,000 |
| Risk-weighted assets | 51,222,000 | 51,228,000 | 49,572,000 | 52,666,000 |