Call reports 2009
ROSCOE STATE BANK, THE — 2009
What ROSCOE STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 113,405,000 | 108,109,000 | 105,478,000 | 108,348,000 |
| Total loans | 37,755,000 | 37,122,000 | 38,716,000 | 36,174,000 |
| Allowance for loan losses | 697,000 | 694,000 | 686,000 | 682,000 |
| Securities available for sale | 67,695,000 | 62,964,000 | 58,944,000 | 62,443,000 |
| Securities held to maturity | 1,477,000 | 1,688,000 | 1,527,000 | 1,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,869,000 | 97,134,000 | 93,251,000 | 96,413,000 |
| Interest-bearing deposits | 76,532,000 | 76,065,000 | 74,025,000 | 75,598,000 |
| Noninterest-bearing deposits | 25,337,000 | 21,069,000 | 19,226,000 | 20,816,000 |
| Equity capital | 11,260,000 | 10,625,000 | 11,822,000 | 11,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,382,000 | 2,758,000 | 4,085,000 | 5,396,000 |
| Interest expense | 345,000 | 625,000 | 855,000 | 1,056,000 |
| Net interest income | 1,037,000 | 2,133,000 | 3,230,000 | 4,340,000 |
| Noninterest income | 209,000 | 445,000 | 683,000 | 866,000 |
| Noninterest expense | 866,000 | 1,850,000 | 2,851,000 | 3,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 380,000 | 729,000 | 1,116,000 | 1,322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 380,000 | 729,000 | 1,116,000 | 1,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,305,000 | 9,179,000 | 9,386,000 | 9,392,000 |
| Total capital | 9,961,000 | 9,815,000 | 10,030,000 | 10,032,000 |
| Risk-weighted assets | 52,439,000 | 50,863,000 | 51,510,000 | 51,227,000 |