Call reports 2007
ROSCOE STATE BANK, THE — 2007
What ROSCOE STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 84,256,000 | 84,013,000 | 87,947,000 | 97,746,000 |
| Total loans | 33,287,000 | 37,996,000 | 39,719,000 | 39,727,000 |
| Allowance for loan losses | 598,000 | 590,000 | 584,000 | 582,000 |
| Securities available for sale | 38,091,000 | 34,019,000 | 38,639,000 | 45,188,000 |
| Securities held to maturity | 3,237,000 | 3,143,000 | 2,246,000 | 2,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,405,000 | 76,094,000 | 79,382,000 | 88,688,000 |
| Interest-bearing deposits | 59,354,000 | 60,759,000 | 61,596,000 | 68,249,000 |
| Noninterest-bearing deposits | 16,051,000 | 15,335,000 | 17,786,000 | 20,439,000 |
| Equity capital | 8,053,000 | 7,527,000 | 8,154,000 | 8,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,260,000 | 2,590,000 | 3,999,000 | 5,437,000 |
| Interest expense | 549,000 | 1,112,000 | 1,687,000 | 2,257,000 |
| Net interest income | 711,000 | 1,478,000 | 2,312,000 | 3,180,000 |
| Noninterest income | 418,000 | 792,000 | 982,000 | 1,187,000 |
| Noninterest expense | 786,000 | 1,567,000 | 2,379,000 | 3,316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 581,000 | 793,000 | 921,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 343,000 | 581,000 | 793,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,293,000 | 8,365,000 | 8,413,000 | 8,376,000 |
| Total capital | 8,852,000 | 8,955,000 | 8,997,000 | 8,958,000 |
| Risk-weighted assets | 44,682,000 | 48,275,000 | 50,969,000 | 54,053,000 |