Call reports 2002
ROSCOE STATE BANK, THE — 2002
What ROSCOE STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,448,000 | 51,812,000 | 49,500,000 | 50,162,000 |
| Total loans | 22,294,000 | 23,774,000 | 26,426,000 | 26,944,000 |
| Allowance for loan losses | 566,000 | 600,000 | 659,000 | 615,000 |
| Securities available for sale | 14,079,000 | 12,886,000 | 11,637,000 | 10,934,000 |
| Securities held to maturity | 9,316,000 | 9,833,000 | 9,043,000 | 9,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,202,000 | 46,259,000 | 43,367,000 | 43,587,000 |
| Interest-bearing deposits | 38,255,000 | 37,256,000 | 35,736,000 | 34,929,000 |
| Noninterest-bearing deposits | 7,947,000 | 9,003,000 | 7,631,000 | 8,658,000 |
| Equity capital | 5,102,000 | 5,408,000 | 5,594,000 | 5,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,413,000 | 2,119,000 | 2,823,000 |
| Interest expense | 210,000 | 384,000 | 543,000 | 691,000 |
| Net interest income | 501,000 | 1,029,000 | 1,576,000 | 2,132,000 |
| Noninterest income | 97,000 | 199,000 | 313,000 | 419,000 |
| Noninterest expense | 367,000 | 749,000 | 1,152,000 | 1,662,000 |
| Provision for loan losses | 45,000 | 90,000 | 110,000 | 110,000 |
| Pretax income | 210,000 | 413,000 | 660,000 | 820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 413,000 | 660,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,094,000 | 5,171,000 | 5,238,000 | 5,249,000 |
| Total capital | 5,436,000 | 5,533,000 | 5,628,000 | 5,635,000 |
| Risk-weighted assets | 27,152,000 | 28,761,000 | 30,931,000 | 30,683,000 |