Call reports 2001
ROSCOE STATE BANK, THE — 2001
What ROSCOE STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,739,000 | 52,514,000 | 51,326,000 | 51,616,000 |
| Total loans | 22,604,000 | 25,269,000 | 26,248,000 | 25,259,000 |
| Allowance for loan losses | 342,000 | 317,000 | 385,000 | 515,000 |
| Securities available for sale | 11,335,000 | 11,893,000 | 13,502,000 | 14,621,000 |
| Securities held to maturity | 8,350,000 | 7,069,000 | 6,743,000 | 8,789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,244,000 | 46,942,000 | 45,642,000 | 46,371,000 |
| Interest-bearing deposits | 41,646,000 | 39,752,000 | 37,700,000 | 38,881,000 |
| Noninterest-bearing deposits | 7,598,000 | 7,190,000 | 7,942,000 | 7,490,000 |
| Equity capital | 5,129,000 | 5,200,000 | 5,341,000 | 5,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 1,924,000 | 2,795,000 | 3,583,000 |
| Interest expense | 487,000 | 915,000 | 1,286,000 | 1,573,000 |
| Net interest income | 489,000 | 1,009,000 | 1,509,000 | 2,010,000 |
| Noninterest income | 109,000 | 206,000 | 293,000 | 510,000 |
| Noninterest expense | 383,000 | 761,000 | 1,130,000 | 1,583,000 |
| Provision for loan losses | 30,000 | 65,000 | 150,000 | 395,000 |
| Pretax income | 185,000 | 389,000 | 522,000 | 542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 389,000 | 522,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,027,000 | 5,106,000 | 5,189,000 | 5,033,000 |
| Total capital | 5,369,000 | 5,423,000 | 5,572,000 | 5,405,000 |
| Risk-weighted assets | 28,721,000 | 29,936,000 | 30,690,000 | 29,605,000 |