Call reports 2019
INEZ DEPOSIT BANK — 2019
What INEZ DEPOSIT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 143,466,000 | 140,930,000 | 140,633,000 | 142,136,000 |
| Total loans | 52,349,000 | 51,398,000 | 50,649,000 | 50,351,000 |
| Allowance for loan losses | 676,000 | 676,000 | 703,000 | 666,000 |
| Securities available for sale | 66,704,000 | 63,735,000 | 60,781,000 | 58,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,344,000 | 121,753,000 | 120,829,000 | 122,286,000 |
| Interest-bearing deposits | 97,696,000 | 95,075,000 | 93,136,000 | 96,781,000 |
| Noninterest-bearing deposits | 27,648,000 | 26,678,000 | 27,693,000 | 25,505,000 |
| Equity capital | 18,023,000 | 18,849,000 | 19,288,000 | 19,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,459,000 | 3,657,000 | 4,792,000 |
| Interest expense | 152,000 | 317,000 | 486,000 | 662,000 |
| Net interest income | 1,069,000 | 2,142,000 | 3,171,000 | 4,130,000 |
| Noninterest income | 329,000 | 680,000 | 1,039,000 | 1,384,000 |
| Noninterest expense | 1,174,000 | 2,313,000 | 3,419,000 | 4,590,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 194,000 | 449,000 | 701,000 | 854,000 |
| Income tax | 32,000 | 81,000 | 127,000 | 153,000 |
| Net income | 162,000 | 368,000 | 574,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,529,000 | 18,735,000 | 18,941,000 | 19,069,000 |
| Total capital | 19,198,000 | 19,384,000 | 19,576,000 | 19,694,000 |
| Risk-weighted assets | 53,576,000 | 51,925,000 | 50,759,000 | 50,022,000 |