Call reports 2018
INEZ DEPOSIT BANK — 2018
What INEZ DEPOSIT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 144,016,000 | 141,747,000 | 139,496,000 | 141,880,000 |
| Total loans | 51,798,000 | 50,725,000 | 51,287,000 | 52,517,000 |
| Allowance for loan losses | 684,000 | 695,000 | 625,000 | 648,000 |
| Securities available for sale | 75,594,000 | 74,298,000 | 67,481,000 | 66,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,576,000 | 125,319,000 | 123,253,000 | 124,743,000 |
| Interest-bearing deposits | 101,605,000 | 98,194,000 | 96,325,000 | 99,320,000 |
| Noninterest-bearing deposits | 25,971,000 | 27,125,000 | 26,928,000 | 25,423,000 |
| Equity capital | 16,199,000 | 16,190,000 | 15,919,000 | 16,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,383,000 | 3,569,000 | 4,745,000 |
| Interest expense | 122,000 | 256,000 | 399,000 | 551,000 |
| Net interest income | 1,068,000 | 2,127,000 | 3,170,000 | 4,194,000 |
| Noninterest income | 307,000 | 594,000 | 883,000 | 1,209,000 |
| Noninterest expense | 1,149,000 | 2,257,000 | 3,404,000 | 4,585,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 196,000 | 404,000 | 559,000 | 698,000 |
| Income tax | 58,000 | 64,000 | 107,000 | 108,000 |
| Net income | 138,000 | 340,000 | 452,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,915,000 | 18,118,000 | 18,229,000 | 18,367,000 |
| Total capital | 18,599,000 | 18,793,000 | 18,854,000 | 19,015,000 |
| Risk-weighted assets | 55,042,000 | 54,011,000 | 53,607,000 | 54,325,000 |