Call reports 2017
INEZ DEPOSIT BANK — 2017
What INEZ DEPOSIT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 150,096,000 | 146,625,000 | 144,405,000 | 143,541,000 |
| Total loans | 51,076,000 | 52,059,000 | 52,351,000 | 52,567,000 |
| Allowance for loan losses | 749,000 | 737,000 | 718,000 | 691,000 |
| Securities available for sale | 75,138,000 | 76,249,000 | 76,600,000 | 76,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,047,000 | 128,235,000 | 125,818,000 | 125,299,000 |
| Interest-bearing deposits | 105,270,000 | 101,608,000 | 100,531,000 | 100,694,000 |
| Noninterest-bearing deposits | 26,777,000 | 26,627,000 | 25,287,000 | 24,605,000 |
| Equity capital | 17,845,000 | 18,107,000 | 18,221,000 | 17,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,271,000 | 3,443,000 | 4,617,000 |
| Interest expense | 133,000 | 269,000 | 393,000 | 519,000 |
| Net interest income | 981,000 | 2,002,000 | 3,050,000 | 4,098,000 |
| Noninterest income | 287,000 | 530,000 | 817,000 | 1,093,000 |
| Noninterest expense | 1,063,000 | 2,195,000 | 3,359,000 | 4,515,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 190,000 | 387,000 | 544,000 | 697,000 |
| Income tax | 58,000 | 113,000 | 163,000 | 354,000 |
| Net income | 132,000 | 274,000 | 381,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,415,000 | 18,558,000 | 18,664,000 | 18,776,000 |
| Total capital | 19,137,000 | 19,263,000 | 19,350,000 | 19,467,000 |
| Risk-weighted assets | 57,781,000 | 56,445,000 | 54,927,000 | 55,658,000 |