Call reports 2007
INEZ DEPOSIT BANK — 2007
What INEZ DEPOSIT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 98,208,000 | 96,235,000 | 102,871,000 | 108,789,000 |
| Total loans | 45,763,000 | 47,340,000 | 47,439,000 | 48,303,000 |
| Allowance for loan losses | 648,000 | 650,000 | 674,000 | 683,000 |
| Securities available for sale | 38,481,000 | 38,085,000 | 36,644,000 | 35,745,000 |
| Securities held to maturity | 164,000 | 49,000 | 38,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,672,000 | 84,637,000 | 90,807,000 | 96,594,000 |
| Interest-bearing deposits | 69,982,000 | 69,612,000 | 70,615,000 | 74,277,000 |
| Noninterest-bearing deposits | 16,690,000 | 15,025,000 | 20,192,000 | 22,317,000 |
| Equity capital | 10,501,000 | 10,426,000 | 10,777,000 | 11,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 2,902,000 | 4,411,000 | 5,932,000 |
| Interest expense | 576,000 | 1,193,000 | 1,841,000 | 2,483,000 |
| Net interest income | 866,000 | 1,709,000 | 2,570,000 | 3,449,000 |
| Noninterest income | 210,000 | 457,000 | 685,000 | 948,000 |
| Noninterest expense | 832,000 | 1,678,000 | 2,490,000 | 3,338,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 229,000 | 458,000 | 705,000 | 970,000 |
| Income tax | 41,000 | 80,000 | 127,000 | 187,000 |
| Net income | 188,000 | 378,000 | 578,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,408,000 | 10,598,000 | 10,648,000 | 10,854,000 |
| Total capital | 11,006,000 | 11,203,000 | 11,272,000 | 11,492,000 |
| Risk-weighted assets | 47,824,000 | 48,343,000 | 49,844,000 | 50,983,000 |
Machine access — free, no API key
Every figure shown here about INEZ DEPOSIT BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.