Call reports 2005
INEZ DEPOSIT BANK — 2005
What INEZ DEPOSIT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 94,717,000 | 94,845,000 | 98,101,000 | 93,464,000 |
| Total loans | 39,990,000 | 41,260,000 | 42,809,000 | 42,600,000 |
| Allowance for loan losses | 666,000 | 654,000 | 645,000 | 595,000 |
| Securities available for sale | 43,439,000 | 42,842,000 | 43,317,000 | 42,586,000 |
| Securities held to maturity | 599,000 | 579,000 | 506,000 | 459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,985,000 | 82,362,000 | 85,836,000 | 81,363,000 |
| Interest-bearing deposits | 68,242,000 | 66,945,000 | 67,480,000 | 66,355,000 |
| Noninterest-bearing deposits | 14,743,000 | 15,417,000 | 18,356,000 | 15,008,000 |
| Equity capital | 9,845,000 | 10,371,000 | 10,114,000 | 10,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,258,000 | 2,566,000 | 3,885,000 | 5,216,000 |
| Interest expense | 417,000 | 856,000 | 1,307,000 | 1,774,000 |
| Net interest income | 841,000 | 1,710,000 | 2,578,000 | 3,442,000 |
| Noninterest income | 199,000 | 407,000 | 602,000 | 805,000 |
| Noninterest expense | 820,000 | 1,640,000 | 2,447,000 | 3,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 220,000 | 477,000 | 733,000 | 939,000 |
| Income tax | 41,000 | 107,000 | 158,000 | 177,000 |
| Net income | 179,000 | 370,000 | 575,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,526,000 | 9,716,000 | 9,773,000 | 9,960,000 |
| Total capital | 10,072,000 | 10,267,000 | 10,350,000 | 10,520,000 |
| Risk-weighted assets | 43,582,000 | 44,011,000 | 46,067,000 | 44,804,000 |
Machine access — free, no API key
Every figure shown here about INEZ DEPOSIT BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.